Settle claims in minutes, not weeks—with higher accuracy and lower costs

Autonomous agents that intake, assess and settle insurance claims while detecting fraud.

Who it’s for

P&C, health and life insurers seeking to reduce processing costs, detect fraud and deliver faster payouts.

What it looks like in the field

  • Auto‑approve simple claims with transparent rationale
  • Reduce cycle time and cost while increasing accuracy
  • Detect and flag potential fraud early in the process

Capabilities

  • OCR document ingestion
  • Automated triage and routing
  • Computer‑vision damage assessment
  • Fraud detection models
  • Real‑time customer updates

How it works

  1. Ingest incident reports, photos, and policy data
  2. Extract entities, classify claim, route or auto‑approve
  3. Estimate damage, score fraud risk, decide
  4. Settle payment and notify the customer

Common integrations

Guidewire/Duck Creek, DMS, payment processors, customer portals.

KPIs

Cycle time, cost per claim, fraud‑detection rate, CSAT, % auto‑approved.

Security & compliance

On‑prem deployment for sensitive data; audit logs; industry compliance.

Rollout (4–8 weeks)

Start with a narrow claim type; integrate data/OCR; calibrate models; expand.

Recommended Utlyze tier & pricing

Autonomy Suite
Setup: — —/month

Full claims life‑cycle automation

FAQs

Will customers accept AI decisions?

Simple claims can auto‑approve with clear explanations; complex cases escalate to human adjusters.

How is fraud detected?

Models analyze patterns and anomalies across datasets; flagged cases route to human review.

Outcomes depend on line of business, data quality, and guardrails. Typical ranges shown. On‑prem processing; human‑in‑the‑loop for complex claims.

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